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Insurance saga continues. After complaining about rate hikes and shopping around, I talked to my agent. Rather than help me find a matching discount ... he laughed at the competitors' quotes.

That made switching a super easy decision. Especially since, apparently, he'd cut out things like earthquake, flood, and sewer backup coverage from my policy.

Which means I now have BETTER coverage at $1k less per year. Should've looked to switch ages ago.

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